Teaching your kids to give, save and budget with money jars

Here’s a fun project that you and your kids can work on together, all while helping them to learn to be good stewards of their money. This was inspired by a post I read over at Money Saving Mom on the 4 Ways to Teach Your Children Money Management.

Teaching Kids to Budget Using Money Jars

I love the idea of helping my daughter, who is now about 6 1/2, learn to budget her money early in life, as well as to take others into consideration by setting aside money to donate.  I would also like to help her learn the rewards of saving her hard-earned money in order to pay for items with cash and not to rely on credit.

Supplies needed

To make these adorable “save, spend and share” jars, you will need some jars!  I purchased our jars at our local Hobby Lobby, but you could just as easily repurpose some old baby food jars or even some larger pickle or spaghetti sauce jars.  You can also find some cute little jars here.

To decorate the jars, we used some old scraps of paper leftover from some scrapbooking layouts, as well as some coordinating rick rack as ribbon.

I used my Cricut to cut out the letters for the words “save, spend, share,” with the All Mixed Up cartridge.  I liked how the playful font seemed to coordinate with the kids’ theme.  To cut out the circle tops for the jars, I used an EK Success Curvy Cutter Circles Template because I’m a little bit of a perfectionist, but you can just as easily trace the top of your jar on the paper and cut it out with scissors.

Decorating the jars

blankBecause I used letters cut out of paper, I needed my Xyron Create-a-Sticker Machineblank to adhere the letters to the jar.  You could just as easily use some letter stickers from your local craft store.


After gluing the paper circles to the tops of the jars and adhering the letters to the fronts, we were ready to tie on the ribbon.  It might also be nice to glue the ribbon around the side of the lids…it’s really all up to you and your creativity!


All there was left to do was to fill up the jars!  We are just starting to give Emily allowances, so she only has a few quarters to start off with 🙂

blankThis was a fun project to make!  And I think it is helping our money lessons sink in 🙂

How do you like to teach your kids to be responsible with their money?
I’m linking up at:blank


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6 thoughts on “Teaching your kids to give, save and budget with money jars”

  1. blank

    These jars are a cute idea. My daughter has a bank with 4 separate slots one for save, one for spend, one for give and one for investing. She was given it as a gift from her great grandma years ago and still uses it. My daughter is really good with her money. If she wants to purchase something she will price shop and always looks at the clearance racks for an item she needs. She also likes to shop the thrift stores with me. We started really young with her teaching her about how companies try to get you to purchase things you may not really need. Now I really need to be more diligent with teaching my little boy as he is old enough now to really start learning about money.

    1. blank

      Hi Lynette! Thanks for stopping by 🙂

      I used a Xyron sticker maker to glue on the letters. It has a dry adhesive that is perfect for gluing small pieces without getting glue all over your fingers. If you don’t have one, I would just purchase some letter stickers at your local craft store…they are on sale all the time.

      Hope that helps!

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