We work hard to earn a living. We should make sure we spend the money we bring home wisely. That’s where a household budget comes in. It’s a good tool to see at a glance what we have coming in, what’s going out (and what that money is paying for) and if there’s anything left at the end of the month to put into savings. Before we dive into exactly what a budget can do for us, let’s consider Continue Reading

Part of running your household includes keeping track of your money...both what comes in and what goes out. When you know that you have enough to cover all your living expenses and are able to put something away for a rainy day, you are less stressed and more confident in your spending. So what are some good ways to keep track of your household budget? It really depends on your personality Continue Reading

Being able to stay at home with the children is a dream for so many moms, but in this age of two-income families, is it really do-able? Yes, it really is possible to live and thrive on one income, but you'll have to stick to some smart spending habits in order to make it work. With a few shifts in your mindset, along with finding a few easy ways to save money, you'll not only be able to Continue Reading

Aside from your mortgage, your biggest monthly expense is likely groceries. And unlike your mortgage, your car payment and most of the rest of your bills you actually have some control over how much you spend at the grocery store. These tips on how to keep your grocery spending under control will help you save a good deal of money over time. Make A Grocery Budget Start by tracking how much Continue Reading

Do you have a financial safety net? It’s something worth thinking about and setting up. What will happen to you and your family if you lose your job for a few months? What if you get into an accident that may prevent you from earning a living? Or what if some unexpected expenses come up? Do you have anything in place to make sure the bills continue to get paid and your family is taken care of? Continue Reading

It’s just a matter of time before it happens. The transmission blows on your car right around the time your daughter needs braces and your washing machine decides to call it quits. All of these are unexpected expenses and something we need to deal with throughout life. Being prepared as much as you can is your best bet when live throws you a financial curve ball. Here are some tips on how to plan Continue Reading

Putting a little money away for a rainy day isn’t always easy. You may have some good intentions, but at the end of the day, there just isn’t any money left. Somehow whatever you make is spend before you make it to the next paycheck. Start by making a personal budget. Take a look at what you bring in each month. Next, write down your fixed expenses. These are things like rent, car Continue Reading