We work hard to earn a living. We should make sure we spend the money we bring home wisely. That’s where a household budget comes in. It’s a good tool to see at a glance what we have coming in, what’s going out (and what that money is paying for) and if there’s anything left at the end of the month to put into savings. Before we dive into exactly what a budget can do for us, let’s consider Continue Reading
Easy Ways to Teach Kids About Money
You might not realize it, but kids are not taught much about money in school today. They may cover basic money functions such as addition and subtraction, but the really important lessons like how to budget or the true value of a dollar, fall to the parents to teach. Teaching your kids anything may seem like a tall mountain to climb, but when it comes to finding ways to teach kids about money, Continue Reading
How to Make it on one Income so you can be a Stay-at-Home Mom
Becoming a wife and mother was always a dream of mine, even from a very young age. But I didn't want to just be a mom, I wanted to be a stay-at-home mom. But after growing up into adulthood, and finally realizing the true cost of a mortgage, electricity, cars, clothing, food, and everything else a family needs to get by, I didn't know if being a stay-at-home mom was going to be possible. Could Continue Reading
How to Keep Track of Your Household Budget
Part of running your household includes keeping track of your money...both what comes in and what goes out. When you know that you have enough to cover all your living expenses and are able to put something away for a rainy day, you are less stressed and more confident in your spending. So what are some good ways to keep track of your household budget? It really depends on your personality Continue Reading
The Back to School Supplies List: How Moms can Save Time and Money
Disclosure: This post is brought to you by TeacherLists.com and The Motherhood. All opinions are my own. Every summer, moms have to make the annual trip to their local office supply or big box store to shop for all the items on their kids' back to school supplies list. But rather than being a fun time with the kids, helping them to pick out fun new folders and lunch boxes, the experience Continue Reading
Smart Spending Habits for the Stay at Home Mom
Being able to stay at home with the children is a dream for so many moms, but in this age of two-income families, is it really do-able? Yes, it really is possible to live and thrive on one income, but you'll have to stick to some smart spending habits in order to make it work. With a few shifts in your mindset, along with finding a few easy ways to save money, you'll not only be able to Continue Reading
How to Keep Your Grocery Spending Under Control
Aside from your mortgage, your biggest monthly expense is likely groceries. And unlike your mortgage, your car payment and most of the rest of your bills you actually have some control over how much you spend at the grocery store. These tips on how to keep your grocery spending under control will help you save a good deal of money over time. Make A Grocery Budget Start by tracking how much Continue Reading
How to Build a Financial Safety Net
Do you have a financial safety net? It’s something worth thinking about and setting up. What will happen to you and your family if you lose your job for a few months? What if you get into an accident that may prevent you from earning a living? Or what if some unexpected expenses come up? Do you have anything in place to make sure the bills continue to get paid and your family is taken care of? Continue Reading
How to Plan for Unexpected Expenses
It’s just a matter of time before it happens. The transmission blows on your car right around the time your daughter needs braces and your washing machine decides to call it quits. All of these are unexpected expenses and something we need to deal with throughout life. Being prepared as much as you can is your best bet when live throws you a financial curve ball. Here are some tips on how to plan Continue Reading
How to Put Your Savings on Autopilot
Putting a little money away for a rainy day isn’t always easy. You may have some good intentions, but at the end of the day, there just isn’t any money left. Somehow whatever you make is spend before you make it to the next paycheck. Start by making a personal budget. Take a look at what you bring in each month. Next, write down your fixed expenses. These are things like rent, car Continue Reading